This product is intended to empower members undertake development projects with long-term benefits e.g. Residential & Commercial buildings, Business ventures and other investments.it is pegged at 4 times member’s savings repayable in 48 months at an interest rate of 1% per month on reducing balance which translate 6.25% per year.

This is a special product tailored to satisfy members need with the purpose of buying off other existing loans with extra financing. It is payable in 60 months at an interest of 1.5% per month on reducing balance translating at 9% per annum.

This is a loan product designed to cushion members during unexpected emergencies It is repayable in 12 months at an interest rate of 1.5% per month on reducing balance translating to 9% per annum.

• A member can apply while still servicing other loans. 
• No documentary evidence required.  The purpose may be of the same nature as in emergency and school fees.
• May be topped up for a special purpose/product/service etc as recommended by the CMC in the Board meeting – However a cheque may be drawn direct to the company offering such services.
• Repayable within 12 months. 
• Interest – 20% of the amount given is added to the principle.
• In all cases instant loan plus other loans should not exceed three times a member’s savings.
• Maximum waiting period is 24 hours. 
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This product provides financing to members to equip them with quality appliances, house furniture, car accessories, Phones, Tanks etc. from selected reliable suppliers. It is repayable in 12 months and administered as an instant loan.

This is a short-term facility design to cater for school, college and university fees. It is repayable in 12 months at an interest rate of 1.25% per month. On application, the loan application must be supported by a school fees structure.

This is a short-term facility capped and repayable in 6 months at an interest rate of 10% per month on reducing balance.